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Your money, made simple.

Free tools that plan your salary and explain your tax, in plain English. No account. Tereka never holds your money.

cups.tereka.ng Money planner

Cups

Split your salary into three simple cups on payday, then check in once a day. Your plan stays on your phone, or in your own Google Sheet.

Example person · not a real person
₦205,500 take-home

Plan my salary
tax.tereka.ng New tax law, 2026

Tax

See what you owe, what is not taxed, and how to pay, whether you earn a salary or run a business.

Salary
₦250,000 a month
Pension (8%)
₦20,000 a month
Your tax
₦24,500 a month

Same example person · Nigeria Tax Act 2025

Work out my tax

For employers: help your staff understand their pay.

The 2026 tax law changed most payslips. Staff who understand their pay ask fewer questions and stress less about money.

  • Payslips explained. Each person sees how their PAYE is worked out under the new law.
  • A payday money session. 45 minutes on the Cups method, in plain English.
  • A page for your team. Tax and Cups with your company's name on it.

Education, not financial advice. We never see your staff's pay or bank details.

Talk to us about your team

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